Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content The 12 Steps to Living Confidently: How to Protect Yourself Protection. We’re obsessed with it these days. Mutual Funds vs. ETFs Exchange-traded funds have some things in common with mutual funds, but there are differences, too. Do Your Kids Know The Value of a Silver Spoon? You taught them how to read and how to ride a bike, but have you taught your children how to manage money?